With more than 30 years of experience within the lending space, Universal Finance Corporation is your trusted partner in accessing the best deals the market has to offer. Find out how we can help you achieve your financial goals, and get in touch for a consultation today.
From first-time home buyers to seasoned business owners, every client we work with has a different financial goal. As experienced mortgage brokers, we’ve spent years developing a system that simplifies the financing process, from building an extensive network of banks and non-bank lenders to enriching our market expertise to ensure our clients receive the best service possible.
We cater to personal and commercial lending needs, giving our clients the best possible chance at securing an offer that’s affordable to maintain and maximises the value of their investment.
Founded in 1990, Universal Finance Corporation is dedicated to securing the best outcomes for our clients, proudly maintaining an impeccable reputation in the finance industry, which is second to none.
Our boutique firm values long-term relationships and client-focused service, backed by a team of experienced professionals committed to excellence. Choose us for tailored, expert guidance.
A mortgage broker is an intermediary body between you and a lender. Their role is to help their clients secure the most competitive mortgage options to suit their needs. To do this, they compare loans from various lenders, manage the application process and negotiate terms on behalf of the client. Brokers typically earn a commission from the lender upon successful loan approval.
In Sydney, mortgage brokers typically do not charge fees directly to the borrower. Instead, they earn commissions from the lenders once a loan has been settled. However, some brokers might charge a fee for their services, especially for more complex or non-standard loan scenarios.
Mortgage brokers don’t always part ways with clients once a loan has settled. They’re also available to regularly review your mortgage to ensure it still suits your needs, help you refinance if necessary and offer advice on mortgage management as your financial situation evolves.
If you are on the search for an experienced mortgage broker, there are a few things to keep an eye out for. Active memberships in industry bodies like the Mortgage & Finance Association of Australia (MFAA) or the Finance Brokers Association of Australia (FBAA) illustrate a broker’s commitment to the field, while qualifications, such as a Certificate IV in Finance and Mortgage Broking, ensure the broker has sufficient knowledge to meet the responsibilities.
When working with a mortgage broker, you'll need to provide various documents to support your loan application. Typically, this includes proof of identity (like a driver's licence or passport), proof of income (such as recent payslips and tax returns), bank statements showing your savings and expenses and documentation of any existing debts (credit card statements or loan agreements).
E |
reception@universalfinance.com.au
A | Suite 1, 344A Illawarra Rd, Marrickville NSW 2204
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